Archive for March, 2005

How To Deal Wth Disappointment When Dating Women

Thursday, March 31st, 2005

Have you ever arrived home from a date with a woman and found yourself disappointed with how it went?

When you arrive home or end the date, what do you usually do next?

  • Act as if it really didn’t go that ad and deny how you really feel.
  • Simply ignore it and find some other activity to occupy your mind
  • Dwell on everything that went wrong and continue replaying it over and over again.
  • Immediately figure out something you can learn from the date that could help you on future dates with women so that you can achieve the very thing that you want in the first place.

No matter what option you chose in the past it is important now that you choose to learn from your disappointing dates so that you can achieve exactly what you want in the future.

Also, after you have discovered whatever it is you needed to learn from your date, realize that you might be judging the date too soon.

Sometimes, depending on what outcome you wanted from the date, what you see as a disappointment is really only a temporary challenge.

This date might be over, but do you have another opportunity with the woman?

Even if you don’t have another opportunity with her, you still can reevaluate what you truly want and begin to develop an even more effective plan to achieve it.

Remember, when it comes to dating women it is important that you cultivate an attitude of positive expectancy about what will happen on future dates with women, regardless of what has occurred in the past.

Teddy Shabba is a Dating Coach for Men who has a daily newsletter that provides you with a wealth of information on how to be more successful with women. You can sign up for the Teddy Shabba Dating Advice Newsletter for Men now.

Also with over 500 articles from a variety of dating experts just for men our Dating Advice and Seduction Article Database is the perfect place for any man.

To learn more about How To Attract Women visit our article section Attract Women Today

Down Payment Options for Your Gilbert Home

Thursday, March 31st, 2005

Buy a Home in Gilbert, Without Having Thousands In the Bank

Buying a home sometimes seems like a daunting prospect, especially when buyers are confronted with a down payment. In the past, home buyers had to use a traditional mortgage plan: one that demanded that buyers put down 20% of the purchase price of the home. Fortunately, there are a lot more options for new buyers, especially those interested in a home in Gilbert.

Think about how much of a down payment you would have been required to save with a traditional loan. If you found a home you loved in Gilbert for $300,000, you would have been required to put down $60,000. That’s an enormous amount of money to save.

The traditional 80/20 loan wasn’t so unrealistic decades ago when home prices were so much lower. When a new home was priced at $50,000, saving $10,000 wasn’t quite such an insurmountable obstacle. But rising home prices have meant that mortgage companies and banks either have to come up with other options, or buyers would have to wait decades to purchase a home.

There are a number of lending programs that make buying a home much more affordable. Some of the lending programs require no down payment, while some programs only require a 5% down payment.

Although these mortgage programs make it more affordable for home buyers to get into a home, there are some factors to consider. When a buyer takes a loan out with less than 20% down payment, the lender will almost always require that the buyer pay a private mortgage insurance (PMI).

Private mortgage insurance protects the lender in the event that the buyer should default on the loan. PMI is usually assessed at 1% of the loan value. The PMI is added into your monthly payment, but it does not go towards the repayment of the loan or the interest. PMI is not tax deductible. When the loan amount drops below 80% of the appraisal price, the PMI is eliminated.

There are other options for purchasing a home. As an example, buyers can take out a piggy back loan. This is actually two loans; the first loan covers 80% of the home price, the other loan covers the remaining 20% of the price. If you take this type of loan, you avoid paying PMI on the loan.

Buying a home is an important step in building a strong financial future. But it can be difficult to take the first step. That’s why it’s so important to talk with a mortgage consultant to discuss your options. You will find that there are a number of options that work well for you, and allow you to get into the home of your dreams in Gilbert.

Reg Gustin & Chris Larsen are senior loan officers with Sun American Mortgage and specializes in helping families and their financial lending needs.

Get a FREE mortgage rate quote from a reputable Arizona mortgage company at http://www.central-arizona-homes.com/mortgage-rate.html.

Search the Arizona MLS at http://www.central-arizona-homes.com/arizona-mls.html

Parenting Help for Manipulative Tantrums

Thursday, March 31st, 2005

At the joyous age of two through four, temper tantrums can creep in without warning. It is a frustrating event, and even the most prepared parent can’t help but feel helpless at times. Fortunately, parenting help for tantrums isn’t hard to find. There are some simple techniques you can perform for some parenting help during the most tempestuous of tantrums.

First, you should understand what kind of tantrum the child is having. The tantrum can be temperamental, manipulative, or verbal frustration. A manipulative tantrum, for example, is when the child has a tantrum because he or she did not get her own way. Without much parenting help, the manipulative tantrum will go away when ignored. You may wish to move the child into another room while the tantrum plays itself out, advising the child that when the tantrum is done, he or she may rejoin the rest of the family. These “time outs” are effective even at an early age.

The child is not sophisticated enough to realize that they can throw a fit in order to get their own way. They just simply break down. However, if parenting help is ignored and mom gives in, the behavior will be reinforced and rewarded. The child will then realize, mostly subconsciously, that throwing more fits will get them more in return. It is better for mom and dad to offer an alternative than to give in to the actual request. If that doesn’t calm Junior down, take a deep breath, put on some headphones, and take yourself to a happy place until he calms himself down.

Unfortunately, ignoring the tantrum is almost impossible outside the home. If at all possible, take the child back home. If you are in a situation that requires you to finish your activity before going home, take the child aside and explain why she cannot do what she wanted to do. Other people might stare and point, but unless they never had children of their own, they will be sympathetic to your plight. Again, the key is to remain in control and not to give in. If Junior has a tantrum because you’re not buying him a candy bar, he will throw that same tantrum every time you are at the store if you buy him that candy bar. Don’t give in, and eventually the child will learn that throwing a fit will not get him anywhere.

Keith Londrie II is the Webmaster of http://www.about-parenting-info.info/ A website that specializes in providing tips on temper tantrums that you can research on the internet. Visit http://www.about-parenting-info.info/ today!

What is a Cold Herpes Sore And How Does the HSV spread?

Thursday, March 31st, 2005

So you would like to know what a cold herpes sore is? In this article we will try to explain exactly what it is and it’s causes.

Firstly a cold herpes sore is caused by the herpes simplex virus (HSV) which will manifest itself in 2 types of viral infection It is marked by painful watery blisers to the skin or the mucous membrane (such as those found on the mouth or lips) as well as those found on a person’s genitals. What you should remember is that this disease is contagious especially during an outbreak and can not be cured using current technology.

The infection that appears on a person’s lip is the one that is commonly referred to as a cold sore and it may sometimes be confused with aphthous ulcers or those which are more commonly referred to as canker sores. These are similar in appearance but appear inside the mouth they are not caused by HSV. For those people who do not present signs of HSV ,then it lies dormant in the bodies of the nerve cells and will replicate and travel along the axons towards the skin during an outbreak. Once the outbreak has passed, the virus lies dormant within the nerve bodies and it is very difficult to treat it.

Generally HSV is transmitted by direct contact of the lips where cold herpes sores are present or just before they appear. Unfortunately if you happen to be suffering from genital cold sores then you may well increase the chance of infection to your unborn child at the time of birth. The virus will be transmitted to them as they travel down the birth canal, but this risk can be minimised if there are no symptoms or exposed blisters during the delivery. Normally a person who suffers an outbreak of cold sores for the first time after being exposed to HSV is usually having more severe symptoms than those outbreaks that they have at later dates . This is because the body will not have had a chance to produce antibodies the first time round to help attack the virus.

Most outbreaks of cold herpes sores are preceded by a sensation of burning, itching or tingling in the area prior to the blistering becoming visible.

In the US over recent years there has been a decline in infections with the HSV-1 and 2 strains of genital herpes though infections rates are still around 58% for HSV-1 and 17% for HSV-2.

Hopefully the information that has been provided above will give you a better understanding of what cold herpes sores are.

Dee Cohen is a social worker and yoga teacher. Visit http://www.appearance-research.com/cold-sores-fever-blisters.php for Cold Herpes Sore information and answers.

Home Recording-A Modern Music Revolution

Thursday, March 31st, 2005

Home recording has become very popular in recent years. Musicians are taking control of their own music and recording it themselves at home.

What is home recording? It’s the art of audio engineering in the setting of some ones own home. It may seem simple enough, but how simple is it?

I remember not that long ago when the cost of home recording was out reach for most musicians. Then again, musicians aren’t really known for having a lot of money, but that’s beside the point.

With advances in computers and technology, prices have dropped considerably for home recording equipment. Not only have the prices dropped, you also get more professional features for the lower prices.

With the advent of digital recording, music can be recorded digitally, mixed digitally, and mastered digitally. There is no real reason why your music even has to leave the digital domain anymore.

Back when I first got started with home recording, at the ripe age of 15, the cheapest way to start was with a four-track recorder. I’ll tell right now, it may have been the cheapest, but it was far from the best.

Now, for the same amount of money I paid for the four-track recorder, you can buy 8 - 16-track digital recorders or recording software (D.A.W) that will give you 32+ tracks. Things sure have changed.

These same digital recorders and Digital Audio Workstations ( recording software ) come with just about everything you need to record at home. Almost all of them come with a lot of extras like reverbs, delays, compressors, limiters, EQ’s and whole lot more. Some will even come with drum modules, looping tools, samplers, and soft synth instruments.

My little four-track recorder just couldn’t compare with all these features. Not to mention that there is no degradation of sound with digital recording. My four-track couldn’t claim this either.

Now, you might think with all of this technology at affordable prices, there would be a ton of great music out there to listen to. If you thought this, you would be wrong.

Not only do you need good equipment, but you also need to know how to use it. Audio engineering and production is as much an art form as playing the guitar is. It has to be learned and practiced to be good at it.

I wanted to throw this in there, because so often we focus on the equipment and not the techniques. I really believe there needs to be a mixture of both to get the best recordings you can get at home.

Can great recordings be made at home. I believe the answer is yes, but I also believe it takes time and patience to get everything just right.

If you are are just getting started with home recording, you may find that there is a high learning curve. There is also quite a bit of trial and error. This is normal, so don’t get discouraged. Over time you may just find that you are able to make great home recordings

For more information and tips on home recording, check out http://www.RecordingUtopia.com

The History Of The Humble Pizza

Thursday, March 31st, 2005

The ingredients that are the basis of the pizza as a culinary dish have their roots firmly founded in the sunny climate of Southern Italy around the city of Naples. This was historically a Greek colony rather than Italian. Pizza is first mentioned in Roman literature around the 3rd century by Cato the Elder who records a flat and round piece of dough that was dressed with a combination of olive oil, herbs and flour with cheese and honey. This was cooked upon stones, according to translation. Pompeii, the infamous doomed city that was devoured by the ash and smoke of Mount Vesuvius, also had the remains of several buildings resembling modern pizzerias.

Roman Pizzas Pizzas back in Roman times were very little like modern day pizza in the least. The bread would have been more likened to the modern focaccia bread still popular in Italy and around the world, and tomatoes weren’t known to them as they were not imported from the Americas until centuries later. Instead it is recorded that pigs blood and honey were popular pizza toppings, a pretty horrible thought in today’s times!

Pizza Following the Introduction Of Tomatoes Tomatoes originated in the Americas and were brought to Europe in the 16th century. For a long time the European public was nervous of the tomato thinking it to be in some way poisonous! However, by the 18th century the poor areas of Naples in Italy began using them to bulk up their bread and to add flavour. This was the humble beginning of the modern day pizza. It became popular for visitors to Naples to venture into the poorer districts in order to try out the local’s new dish.

The Pizzeria Emerges The popular way to sell pizzas before the 1830’s had been by means of street stands outside of or near to the pizza bakeries. Naples, not surprisingly, saw the very first pizzeria. It was called Antica Pizzeria Port’ Alba. It was described in those days as the food of the humble people in Naples and consisted of bread, oil, tallow, lard, cheese, tomato or anchovies. Today’s pizza is very removed from those days and the choice of toppings is huge. Glad to say the use of tallow and lard have ceased down at your local pizzeria!

Discover the pizza recipe secrets to making restaurant quality pizzas every time… Pizza Recipe Secrets Uncovered

Buyers Have the Upper Hand in the Gilbert Market

Thursday, March 31st, 2005

Slow Down in Demand Gives Gilbert Buyers Big Breaks

Has the news that home prices rose at an astronomical level kept your from looking for a new house? If so, you might be surprised to realize that this is the perfect time to find a home in Gilbert. Gilbert real estate has turned into a real buyer’s market, with many great homes available.

Just a few short years ago, the Arizona market was considered sizzling hot. But with increasing home prices, and increasing mortgage rates, the amount of new buyers looking for homes has slowed. In fact, there’s more homes currently for sale than there are buyers, creating what’s referred to as a buyer’s market.

How has the market changed? Last year, homes were selling at full asking price in a few days after listing. Sometimes home owners received multiple offers for their house. Today there are 33 percent more homes on the market than last year, but the difference is that the homes are now staying on the market with no offers.

As the market has changed, so has the leverage buyers have when it comes to home deals. Buyers are being wooed to purchase a home, with sellers and builders offering all kinds of incentives or perks.
Some builders are offering upgrades on new homes, like upgraded carpets, solid surfaces on kitchen counters, extra landscaping, pools and spas in backyards. Builders have a lot on the line, they are building homes on speculation and they need to sell the home instead of having money tied up in the land. The longer the house sits on the market, the more pressure they feel to sell, which works out well for buyers.

Some home owners are in the position that they can merely take the home off the market if there aren’t interested buyers. But some sellers feel a huge pressure to sell the home, maybe they are relocating, their family is expanding, they have financial reasons for selling, etc. These sellers may feel the pressure to sell, and compete with the builders in the market. These sellers will often discount the purchase price to the home, offer money for the buyers to make improvements, or negotiate for improvements to the home themselves.

If you are looking for a home in Gilbert, this could be the perfect time. You can find some wonderful homes for sale in Gilbert, and you are in the unique position of having a lot of leverage. With the right home, the right offer, and the right mortgage, you could be enjoying a new year in the perfect Gilbert home.

Reg Gustin & Chris Larsen are senior loan officers with Sun American Mortgage and specializes in helping families and their financial lending needs.

Get a FREE mortgage rate quote from a reputable Arizona mortgage company at http://www.central-arizona-homes.com/mortgage-rate.html.

Search the Arizona MLS at http://www.central-arizona-homes.com/arizona-mls.html

What To Do After Repossession

Thursday, March 31st, 2005

If you lose your home through repossession, you are still liable for any mortgage interest, estate agent fees and legal fees until the lender has sold your property. Upon selling your home, the money from the sale will help to clear the lenders mortgage account, once this has been taken care of if there are any funds left over they are repaid to you.

It is important to remember though that any shortfall will still be your responsibility and remains so for up to 12 years. It is therefore in your best interest to make sure the property is not only sold for the best price possible but also quickly.

On saying this lenders do have a code which is provided by the council of mortgage lenders which they must stick to when it comes to claiming any shortfall back from you. A letter must be served to you by recorded delivery within a period of 28 days of re-sale of the property. Various details pertaining to the sale must be included within the letter such as

• A full description and the address of the property

• The price for which the property was sold

• The vendors name and address

• The purchasers name and address

• Whether the house was sold through auction or private treaty

• The date the sale was finalised

• The date of the mortgage deed which power of sale was exercised

The lender is required by law to sell the property for as high a price as is possible, but due to the fact that they will want to reclaim the arrears as soon as possible, there is a risk they will sell far below price.

Before you give your home up to repossession, it is in your best interests that you get two independent valuations or at the very least ask estate agents for sales particulars which include the asking price.

Your should do nothing which could be considered detrimental in altering the asking price of the property, treat it as though you were selling it yourself.

Keep up with what is going on with the property by checking out the estate agents website to make sure the property is listed and also that a for sale has been erected. Make sure they are listing the property to its best advantage by including wording such as “immediate occupation available” and “no chain”. Should the property price be way below its value then make sure you bring this to attention in writing, however go about this sensibly due to the fact that if the market is slow and you ask too much, it could take longer to sell.

www.MotivatedSeller.co.uk will purchase your house quickly for cash; sell your home fast, selling for a quick cash sale. As a cash property buyer we can complete on your house purchase in 7 days. http://www.motivatedseller.co.uk/“>Sell your House Quickly

Writing to a Standard

Thursday, March 31st, 2005

If you want to be a professional writer, you must learn your trade.

It is something that many people don’t seem to realise. They believe that writing is something that everyone can do easily.

Well, yes and no. Writing is like singing. Technically, everyone can sing, but some people do it out of tune. They don’t realise this; to themselves, they sound fine. But to anyone next to them, it’s quite noticeable.

Similarly, I’ve had to edit (for websites and magazines) or (for writing competitions) judge things that people have written, which were not up to standard - or at worst, unreadable. It’s not always easy to edit the writing of others. Some people’s words might make perfect sense in their heads, but not when they are committed to typewriter. In some cases, people have become angry or annoyed when I “destroy” their words in such a way. Sadly, it’s often necessary.

I’m not trying to be arrogant. I’m simply being realist. Writing a letter to a friend, even a report for the boss, is easy enough, but writing for publication is a trade. Anyone can replace a light bulb, but you would hire an electrician - an expert in their field - to do anything much more complicated.

People have always laboured under the idea that “anyone” can write - and in recent years, the media has made things even worse. Nowadays, in our celebrity culture, it is easier for a movie actor or pop singer to have a book published than someone who has devoted most of their life to the craft of writing. Many of these books are ghost-written. (Of course, the exact percentage is unknown.) Magazines frequently boast of articles written by celebrities. Time magazine’s series about the 100 most influential people of the 20th century, published in 1998 and 1999, included journalistic essays by such busy people as Colin Powell, Bill Gates and Sir Richard Branson. More recently, Rolling Stone had a series on the 100 greatest rock artists - and every single essay was credited to a rock star.

In most such cases, however, the celebrity merely allows their name to be used. Even if any of these celebrities to go as far as actually writing an article, their work would be extensively rewritten by staff journalists.

This reinforces the idea that anyone can write. The truth is not so simple. If you want to be writer, make sure that you can write well. Don’t just take your own word for it. Ask yourself: “Can I really write as well as the work I see published in Time / The New Yorker / whatever my favourite magazine might be?” Perhaps even ask someone else’s advice - a trained writer or editor, not just a friend. And make sure that, if they give you their advice, you are ready to at least consider it - not merely turn your nose at them as a “philistine” who doesn’t recognise your genius. (This might be true, but it at least entertain the idea that, with their expert opinions, they might know what they are talking about.)

If you are willing to hone your craft, to only send out your writing once it has reached a certain level of quality, then you will make life easier for many editors, who are already swamped with sub-standard writing. You will also make it easier for yourself, and your own chances of being published.

See also: On Being a professional writer by Mark Juddery

Mark Juddery is a member of Sri Chinmoy Centre in Australia. He is a freelance journalist and has published a book: “1975 - Australia’s Greatest Year”

Dream Groups by Telephone May Be Better Than Meeting In Person

Thursday, March 31st, 2005

We human beings are visually dominant creatures. We draw many conclusions based on visual cues alone. Our eyes tell a very different story about the world around us than the story that is told by our ears.

“Over the past few decades,” writes Malcolm Gladwell, “the classical music world has undergone a revolution… [To avoid favoritism in hiring] screens were erected between the committee and the auditioner… In the past thirty years, since screens became commonplace, the number of women in the top U.S. orchestras has increased fivefold.” (Blink, 2005).

Now these are professional musicians who make their living by the quality of sound. Their personal status will improve as the quality of the orchestra does, and they recognize musical competence like no amateur could hope to. Yet, when they are seeking the very best talent available, the visual prejudice of gender bias alone so distorted their judgements that just adding a screen during auditions led to a 500% change in gender composition! Now add the visual cues of social class, race, mood, attractiveness and more. In telephone dream groups, the invisibility of meeting by telephone is the “audition screen” that eliminates visual prejudice. And it orchestrates a more secure, less biased discussion.

“TeleDream” is a telephone dream group that was founded in the year 2,000 with the intent of bringing advanced dream work groups to individuals needing resources for interpreting their dreams. We assumed that in a telephone group, we would have to sacrifice the degree of support and intimacy that arises in a face-to-face dream group, but we were quite mistaken. A telephone group tends to be more focused on the specific content of the dreams and on the emotional tone of the members, and seems to be less biased and more growth-focused than when people are in the same room.

Groups that meet “in-person” do develop trust and intimacy that may partially be enhanced by personal contact, by physical touch or by visual feedback–but they also suffer from biases of many sorts. Dream groups have the profound, inner wisdom of dreams to guide the agenda and set a tone of radical honesty. Dream work, itself, focuses the discussion on matters of genuine psychological and spiritual importance; so much so that direct contact seems not to improve matters!

“What the classical music world realized,” Gladwell explains, “was that what they had thought was a pure and powerful first impression–listening to someone play–was in fact hopelessly corrupted. ‘Some people look like they sound better than they actually sound, because they look confident and have good posture,’ one musician, a veteran of many auditions, says. ‘Oher people look awful when they play but sound great…. there is always this dissonance between what you see and hear’.”

This dissonance is especially strong in everyday life when nonprofessionals are forming impressions and opinions on an ongoing basis. When we eliminate information like who is the best dressed today, or who has gestures that remind you of an ex-boyfriend, or who resembles your first grade teacher–the group’s attention remains on the dream images and meanings and what they have to teach everyone in the group. Group trust grows and deep friendships are formed on the basis of the quality of what is shared, competence in helping and demonstrated compassion.

Most of our prejudices are visually based. You can’t hear skin color at all. Height and gender and physical appearance make no difference in an email group or in a telephone dream group–both of which have proven highly effective. The safety of working from one’s home and the freedom from being judged on superficial traits often allow greater intimacy and an emphasis on deeper values. It is said that man (or Ego) looks on the exterior, but God (or the Higher Self and its dreams) look upon the heart.

Gladwell quotes Julie Landsman, who plays the lead French horn for the Metropolitan Opera in New York: “Ive been in auditions without screens, and I can assure you that I was prejudiced. I began to listen with my eyes, and there is no way that your eyes don’t affect your judgment. The only true way to listen is with your ears and your heart.”

This perfectly describes the non-visual benefits of telephone groups for working with dreams. We initially thought dream work by telephone (and email) would be of great value in spite of the lack of face to face contact, but in fact dream work has been enriched by the elimination of visual prejudices and the inevitable biases of face to face contact. If professional musicians can’t eliminate massive prejudice when the status of their career is on the line, we should not assume the average dreamer can do a better job: face to face dream groups are good, telephone and email dream groups may even be better.

Get the free 8 part email class “Discover Your Dreams: A Beginners Guide to Dream Interpretation” and newsletter.

DreamTalk is a low-cost dreamwork email group and TeleDream is a weekly telephone dream group which Dr Masa, Debbie Hart and Dr Marjorie Miles co-moderate. Work on your dreams and help others too.

Ron Masa, Ph.D. wrote columns on dreams while in private practice for 25 years. He and Debbie Hart co-lead University of Yourself.com: “Helping You Hear the Guide Inside.”